Unknown speaker says the problem of national health insurance can be split into two parts. One part is financing, the other is the delivery system. National health insurance only addresses the first problem: how to get dollars to people who need to buy care. The second problem concerns doctors and hospitals and their performance. The speaker talks about lessons to be learned from Medicare, which was instituted five years ago. Health services shifted from the middle class to the old and the poor, and prices for services escalated much more than anyone expected.